We specialise in the arrangement of liability insurance for a wide range of businesses and individuals, providing liability insurance in Gibraltar to meet the needs of a broad range of activities,, professions and occupations.
What is liability insurance?
The purpose of liability insurance is to protect the policyholder in respect of their legal liability for loss arising during the course of their business. Whilst many associate the term liability insurance with “public liability insurance” there are in fact a range of different liability insurance policies designed to meet the specific requirements of the business or individual.
We can advise you of the liability insurance product that is suited to you to meet the liabilities that may arise in your businesss.
What are the different types of liability insurance?
Whilst there are many different aspects to liability insurance, the main areas of concern for the majority of businesses and sole traders are;
Public Liability Insurance
The Public liability insurance policy protects the policyholder in respect of their legal liability for personal injury or property damage sustained by third parties and arising during the course of the business. more
Product Liability Insurance
the product liability insurance policy protects the policyholder in respect of claims made agisnt them in respect of their legal liability for personal injury or property damage arisisng from the sale or supply of a product. more.
Employers Liability Insurance
The employers liability policy protects the policyholder in respect of claims made against them in respect of theit legal liability for death, disease or bodily injury sustained by an employee during the course of their employment.
Professional Indemnity Insurance
The professional indemnity policy protects the policyholder against claims made against them in respect of their legal liability for loss arising from a breach of professional duty. more
the medical malpractice policy protects the policyholder against claims made against them in respect of their legal liability arising from a breach of a professional medical duty. more
Directors and Officers Liability Insurance
The D & O policy protects the policyholder in respect of claims made against them in respect of their legal liability arising from aa breach of professional duty by a director or shareholder of the business. more.
How much does liability insurance cost in Gibraltar?
The cost of your liability insurance depends on a few key factors including;
- the type and the levels of cover your require,
- the nature of the work you undertake,
- whether you have employees,
- the amount of work you undertake
- where you work and
- your previous experience including details of whether you have previously had any claims.
How do I apply for liability insurance in Gibraltar?
You can apply on-line using the form below, call us on 200 77076 or call in to discuss your requirements with us at 92 Irish Town.